Guide
Need funding for your next deal? · Jay Fayz · Mid Atlantic — Managing Director · 240-883-6068 · jfayz@mountwilsoncapital.com · Submit a Deal →
Net Profit · 5 Months Held
—
ROI — COC —
Funds at Closing
—
Lender wires at close
Cash to Close
—
Investor to table
Min. Liquidity
—
Cash to close + front rehab

Profit & ROI — By Hold Period

Click a month pill to change the hold
HoldLending CostProp. TaxUtilities + OtherTotal CostNet ProfitROICOC
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Buy-Side Closing Costs

Every line item is editable
Summary — totals are editable
Out of Pocket Purchase
PP + assign. fee − lender funds
—
Total Lending Cost
Lender fees + origination points
—
Total Transfer & Rec. Taxes Buyer pays full
Total Title Cost
Total Insurance
Prorated / Prepaid Tax
Lender escrow — recouped at sale
mo
Total Buy-Side Closing Costs—
Est. Cash to Close—
Purchase plus assignment fee, less what the lender wires at closing, plus all buy-side costs. Type over any total to override it; the breakdown on the right shows what it was built from. Toggle the tax switch to split transfer tax 50/50 with the seller.

Transfer & Recordation Taxes —

State transfer tax
County transfer tax
Recordation Tax (Deed)
Recordation Tax (Mortgage)

Title & Settlement —

Settlement / escrow fee
Title search & exam
Lender's title insurance
Owner's title insurance
Lien certificate
Recording fees (deed)
Deed of trust recording
Miscellaneous fees

Insurance —

Builder's Risk / Course of Construction
General Liability Insurance

Lending Cost —

Lender fees
—
Origination points
—

Sell-Side Costs

At the ARV exit price

Transfer & Recordation Taxes

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Transfer tax — State (Seller side — 50%)
County transfer tax (Seller side — 50%)
Recordation Tax — County (Seller side — 50%)

Commissions, Settlement & Misc.

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Agent commission
Seller concessions
Settlement / escrow fee
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Staging
—
Miscellaneous fees
—
Total Sell-Side Costs —
Net Proceeds at Sale—

Refi Cost Summary

30-yr amortisation
Loan Amount (ARV × LTV)—
Points Cost—
Lender Fees—
Appraisal—
Closing Cost (title & settlement)—
Prepaid / Escrow—
Total Refi Cost—
Cash Out at Refi—

Monthly Cash Flow

Type a $ amount to override a %
Principal & Interest (30yr)—
Property Tax (monthly)
Insurance (monthly)
Maint + CapEx + Vacancy
Management
Gross Rent—
Monthly Cash Flow—

COC Return — By Hold Period

Click a month pill to change the hold
Hold PeriodTotal Into DealCash Out at RefiNet Cash Left InAnn. COC Return
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Loan Cost Summary

30-yr amortisation
Loan Amount (ARV × LTV)—
Points Cost—
Lender Fees—
Appraisal—
Transfer & Recordation Taxes Buyer pays half
Title Fees
Prepaid / Escrow—
Total Loan Costs—
Cash to Close—

Monthly Cash Flow

Type a $ amount to override a %
Principal & Interest (30yr)—
Property Tax (monthly)
Insurance (monthly)
Maint + CapEx + Vacancy
Management
Gross Rent—
Monthly Cash Flow—
Net Profit—
Cash to Close—

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