Guide
Need funding for your next deal? · Jay Fayz · Mid Atlantic — Managing Director · 240-883-6068 · jfayz@mountwilsoncapital.com · Submit a Deal →
Net Profit · 5 Months Held
ROI COC
Funds at Closing
Lender wires at close
Cash to Close
Investor to table
Min. Liquidity
Cash to close + front rehab

Profit & ROI — By Hold Period

Click a month pill to change the hold
HoldLending CostProp. TaxUtilities + OtherTotal CostNet ProfitROICOC
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Buy-Side Closing Costs

Every line item is editable
Summary — totals are editable
Out of Pocket Purchase
PP + assign. fee − lender funds
Total Lending Cost
Lender fees + origination points
Total Transfer & Rec. Taxes Buyer pays full
Total Title Cost
Total Insurance
Prorated / Prepaid Tax
Lender escrow — recouped at sale
mo
Total Buy-Side Closing Costs
Est. Cash to Close
Purchase plus assignment fee, less what the lender wires at closing, plus all buy-side costs. Type over any total to override it; the breakdown on the right shows what it was built from. Toggle the tax switch to split transfer tax 50/50 with the seller.

Transfer & Recordation Taxes

State transfer tax
County transfer tax
Recordation Tax (Deed)
Recordation Tax (Mortgage)

Title & Settlement

Settlement / escrow fee
Title search & exam
Lender's title insurance
Owner's title insurance
Lien certificate
Recording fees (deed)
Deed of trust recording
Miscellaneous fees

Insurance

Builder's Risk / Course of Construction
General Liability Insurance

Lending Cost

Lender fees
Origination points

Sell-Side Costs

At the ARV exit price

Transfer & Recordation Taxes

Transfer tax — State (Seller side — 50%)
County transfer tax (Seller side — 50%)
Recordation Tax — County (Seller side — 50%)

Commissions, Settlement & Misc.

Agent commission
Seller concessions
Settlement / escrow fee
Staging
Miscellaneous fees
Total Sell-Side Costs
Net Proceeds at Sale

Refi Cost Summary

30-yr amortisation
Loan Amount (ARV × LTV)
Points Cost
Lender Fees
Appraisal
Closing Cost (title & settlement)
Prepaid / Escrow
Total Refi Cost
Cash Out at Refi

Monthly Cash Flow

Type a $ amount to override a %
Principal & Interest (30yr)
Property Tax (monthly)
Insurance (monthly)
Maint + CapEx + Vacancy
Management
Gross Rent
Monthly Cash Flow

COC Return — By Hold Period

Click a month pill to change the hold
Hold PeriodTotal Into DealCash Out at RefiNet Cash Left InAnn. COC Return
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Loan Cost Summary

30-yr amortisation
Loan Amount (ARV × LTV)
Points Cost
Lender Fees
Appraisal
Transfer & Recordation Taxes Buyer pays half
Title Fees
Prepaid / Escrow
Total Loan Costs
Cash to Close

Monthly Cash Flow

Type a $ amount to override a %
Principal & Interest (30yr)
Property Tax (monthly)
Insurance (monthly)
Maint + CapEx + Vacancy
Management
Gross Rent
Monthly Cash Flow
Net Profit
Cash to Close

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